?? ??? ??????? ?? ??? ? ?? ????(Annuity)??? ???? ? ??? ?? ????? ??? ??? ?? ????? ?? ?? ? ??? ??? ?? ???? ???? ??????.

??, ??? ???? 401k? IRA? ?? ??? ??? ??? ??? ????? ?? ???? ??? ?? ?????, ??? ???? ????? ??? ?? ? ??? ?? ??? ? ???? ???? ??.

????? ?? ?? ????? ?? ??? ??? ???, ??? ?? ??? ????? ??? ??? ??.

??, ???? ????? ?? ??:
Flexible Premium Annuity vs. Single Premium Annuity

????? ??? ???? ??, ??? ??? ????? ??? ? ???? ?? ?? ??? ????(Flexible Premium Annuity)? ?? ????(Single Premium Annuity)?? ???? ??.

Flexible Premium ????? ?? ?????? ???????? ??? ????? ??? ?? ? ? ??? ??? ??. ??? ????? ?? ?? ?? ?? ?? ?? ??? ??? ?????, ?? ??? ???? ???? ??? ? ???? ??? ? ??.

??, Single Premium Annuity? ???? ???? ???? ??? ? ???? ???? ????. ???? ????? ??? ?? ??? ??? ???? ?? ???? ????? ??? ???? ??.

??, ?? ?? ????? ?? ??:
Deferred Income Annuity vs. Immediate Income Annuity

????? ???? ??, ?? ?????? ?? ??? ??? ?????? ?? Immediate Income Annuity ? Deferred Income Annuity? ????. Immediate Income Annuity? ???? ????? ???? 30? ???? ????? ??? ??? ???? ?????.

??, ???? ??? ? ??? ??? ???? ?? ????? ? ? ?? ???? ?? ??? ????? ???? ?? ??? ?? ??? ? ? ???? ??.

??, Deferred Income Annuity? ???? ?? ??? ???? ??, ?? ?? 3??? ??? 15??? ????? ?? ??? ???, ?????(Capital Gain Tax)? ????? ???? ??? ??????. ?? ??? ??? ?? ??? ?? ?? ??? ???, Deferred Income Annuity? ???? ??? ?????.

??, ??? ????? ?? ??:
Fixed Annuity vs. Variable Annuity vs. Index Annuity

????? ? ?? ??? ?? ??(Fixed), ??(Variable), ??? ???(Indexed)? ?????, ?? Deferred Income Annuity? ??? ????? ??????(Cash Accumulation Account)? ??? ?? ???? ?????? ?? ???? ??.

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